HomeAuthor Archives: David Elmaleh

Author Archives: David Elmaleh

Judicial Restraint Lives to Fight Another Day

If laws are supposed to be legislated by the legislature, and interpreted by the judiciary, what happens when the judiciary is of the view that the legislature is dropping the ball? This philosophical conundrum was implicitly considered by two different levels of court in Ontario, with different results. In Ernst & Young Inc. v. Chartis Insurance Co. of Canada, [2014] ...

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The Hard Truth – “the contract said what it said”

MacQuarrie v. National Bank Life Insurance Company is a noteworthy decision for those interested in the “textualist” debate – namely, whether words reduced to writing, whether it be in the form of a policy of insurance, a statute, a commercial contract, or otherwise – should be interpreted according to their plain and ordinary meaning. In MacQuarrie, an insured sought payment ...

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When Words Apparently Do Not Mean What They Say

Kassburg v. Sun Life Assurance Company of Canada, 2014 ONCA 922, is an Ontario Court of Appeal decision that was released without much fanfare due to the timing of the release (December 29, 2014, right in the middle of the holiday season).   Kassburg is worthy of comment, if only for the reason that it is one of the latest ...

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‘Sprite Please’ vs. ‘7Up Se Il Vous Plaît’ – A Distinction Without a (Monetary) Difference

In a widely circulated decision, a 5-2 majority of the Supreme Court of Canada ruled on October 28, 2014 that an Ottawa couple was not entitled to financial compensation for Air Canada failing to provided services in French. Affidavit evidence that was before the court noted that Lynda Thibodeau asked in French for a 7Up, but the unilingual English-speaking flight ...

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